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overview
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End-to-end payroll platform
Global
payroll
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Run payroll in 180+ countries
Employer of record
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Core
Hire anywhere without entities
Contractor of record (COR)
Compliant contractor engagement
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Shadow payroll
Cross-border tax obligations
Time & attendance
Track hours, shifts & PTO
Workforce analytics
Real-time workforce insights
Employee app
Employee self-service portal
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Global benefits
Manage benefits across borders
SmartExpense Agent
Automate expense tracking & reporting
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Unified contingent platform
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End-to-end contractor lifecycle
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AI-backed risk determination
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VMS connector
Connect your VMS seamlessly
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Global payments infrastructure
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Embed payroll payments anywhere
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Fastest in-country delivery
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wallet
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Split payments
Pay across multiple accounts
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Single workforce data model
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AI-powered data validation
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Integrate any payment source
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Automated journal entries
Core Tools
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Compliance intelligence engine
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Countrypedia
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Country-by-country regulations
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Global payment intelligence
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Vendor consolidation
One platform, not twelve
Cost optimization
30% ops cost reduction
Banco wallet
Instant worker access to pay
Global equity
Equity for every employee
Global immigration
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AI Expense agent
Streamlined expense reporting
Global coverage
Operations in 180+ countries
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Full US workforce compliance
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Competitive local benefits
Statutory payments
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Staffing firms & MSPs
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Core
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Core
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Shadow payroll
Time & attendance
Workforce analytics
Employee app
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Global benefits
SmartExpense Agent
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External Workforce Mastered
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VMS connector
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OnePay
Every Payment Mastered
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Payments API
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Banco wallet
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Platform Capabilities
Split payments
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OneData
Intelligence Layer
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Countrypedia
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Why Papaya
We Own It
Full Liability Ownership
Risk & liability coverage
Payment protection
Product releases
Enterprise Grade
Built for Fortune 500
Security & compliance
Licensed financial institution
Payments transparency
180+ countries coverage
AI + Human Experts
Side-by-Side Delivery
Embedded AI
In-country experts
Pays for Itself
Speed & ROI Proof
ROI calculator
Customer proof
Support
Solutions
By Workforce Type
Independent contractors
Compliant engagement globally
Payroll workers
Full-time employees anywhere
Gig workers / freelancers
Flexible talent at scale
Hybrid workforce
Mixed employment models
By Business Need
Rapid global expansion
Enter new markets in days
Compliance & risk
We own the liability
Vendor consolidation
One platform, not twelve
Cost optimization
30% ops cost reduction
Banco wallet
Instant worker access to pay
Global equity
Equity for every employee
Global immigration
Visa & mobility management
AI Expense agent
Streamlined expense reporting
By Geography
Global coverage
Operations in 180+ countries
US solutions
Full US workforce compliance
Global benefits
Competitive local benefits
Statutory payments
Mandated payments, automated
By Industry
Maritime
Crew payroll & compliance
Oil and gas
Rotational workforce payroll
Gaming
Global gaming workforce
Staffing firms & MSPs
Scale your staffing operations
Freelance platforms
Marketplace payout solutions
BPO companies
Multi-country BPO payroll
Multinational companies
One platform, every market
Accounting firms
White-label payroll services
Resources
Learn
Grow your knowledge
Academy
Glossary
Library
Blog
Research
Proof & Validation
See the results
All case studies
Customer stories
Tools
Interactive utilities
Global employment cost calculator
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SWIFT finder
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Papaya Global's New Product Homepage
Papaya Global’s New Product Homepage