Research

The $218 Billion Hidden Cost of Global Workforce Payments

New research reveals how enterprises lose 3.8–6.2% of total payment value to FX waste, transaction fees, manual errors, and late payment penalties — every year.

Embedded Payment Infrastructure Cuts Costs by 82–91%

Organizations using Papaya Global report:
82–91% total cost reduction
93% fewer payment errors
Sub-48hr delivery for 97%+ of payments
Zero reconciliation overhead

Download the 2026 Research Report