Proudly powering
General
Liability
Hidden fees
Customer Service
Platform
Payroll Payment Cost Projection
Mobile App
Employees’ Portal
Payroll Calendar
Employment Models
Global Partner Model
Contractor Hiring and EOR Service
Global Coverage
Local compliance
Payroll Management Solution
Global Coverage
Implementation Time
Agent of Record (AOR)
Fully Managed Contractor Solution
Full Liability
Ability to Customize Contracts
Ongoing Compliance Assessments
Audit-Ready Files and Record-keeping
Payments
Payments Network
Financial Compliance
Complete Payment Visibility
Fully Embedded Payroll-to-Payment Automation
Payer’s Details on Proof of Payments
Processing Time
Technology
Integrations
Data & Analytics
Payroll Data Accuracy
Automated Data Validation
Automated Worker Onboarding
Automated JE Reconciliation via API Integration (Built for NetSuite)
JE File Creation
Security & Compliance
Security Standards Certifications
Additional Services
Country Knowledge Hub
Center of Excellence
Benefits, Immigration & Misc
Pricing
Payroll
EOR
Contractors Management
Agent of Record (AOR)
Payments
General
Liability
- 100% liability coverage
Hidden fees
Customer Service
- Dedicated 24/7 support team to answer questions and provide access to experts
- Dedicated CSM
Platform
Payroll Payment Cost Projection
- Daily payment simulations
- Accurate forecasting factoring payroll costs and Forex volatility
Mobile App
Employees’ Portal
Payroll Calendar
Employment Models
- Payroll
- Contractor
- EOR
- AOR
Global Partner Model
- Flexible: maintain current partners or leverage vetted partner network
Contractor Hiring and EOR Service
Global Coverage
- 160 countries
Local compliance
- Strict compliance through high quality partners
- Independent internal audit
Payroll Management Solution
Global Coverage
- 160 countries
Implementation Time
- 1-2 pay cycles
Agent of Record (AOR)
Fully Managed Contractor Solution
Full Liability
Ability to Customize Contracts
Ongoing Compliance Assessments
Audit-Ready Files and Record-keeping
Payments
Payments Network
- In-house optimized payment rails leveraging local routes
Financial Compliance
- Licensed payment provider
- Strict KYC/AML protocols for every transaction
Complete Payment Visibility
Fully Embedded Payroll-to-Payment Automation
Payer’s Details on Proof of Payments
- Employer
Processing Time
- 95% same-day payments
Technology
Integrations
- System agnostic
- Connects with all and any HCM, HRIS, ERP, VMS, T&A, and expense management tools
Data & Analytics
- Advanced total workforce analytics in one place
Payroll Data Accuracy
- Embedded accuracy engine
- Independent audit
Automated Data Validation
Automated Worker Onboarding
Automated JE Reconciliation via API Integration (Built for NetSuite)
JE File Creation
Security & Compliance
Security Standards Certifications
- GDPR
- SOC1 Type II
- SOC2 Type II
- ISO 27001
- ISO 27701
Additional Services
Country Knowledge Hub
- Complete guide to labor and tax laws in over 160 locations
Center of Excellence
- Expert guidance on employment laws and regulations
Benefits, Immigration & Misc
- Diversified options for global benefits and perks
- Global equity management
- Global immigration
Pricing
Payroll
- From $15/month per employee
EOR
- From $599/month per employee
Contractors Management
- From $30/month per contractor
Agent of Record (AOR)
- From $200/month per contractor
Payments
- From $2.50 per transaction
General
Liability
- Liability is disclaimed on Deel’s website:
“Deel is not responsible for any loss, injury, claim, liability, or damage related to your use of this site or any site linked to this site […].”
Hidden fees
Customer Service
- Online live chat
- Ticketing system
Platform
Payroll Payment Cost Projection
- Simulation on payroll runs
- Forecasting estimates fees and Forex volatility
Mobile App
Employees’ Portal
Payroll Calendar
Employment Models
- Payroll
- Contractor
- EOR
- AOR
Global Partner Model
- Hybrid model: partially owned entities, partially partners
- Entities and partners cannot be replaced
Contractor Hiring and EOR Service
Global Coverage
- EOR in 150+ countries (110+ owned entities)
- Contractors in 148 countries
Local compliance
- Repercussions of potential misclassification in California and Florida
- No independent audit in owned-entities model
Payroll Management Solution
Global Coverage
- 100 countries
Implementation Time
- 30 to 90 days
Agent of Record (AOR)
Fully Managed Contractor Solution
Full Liability
Ability to Customize Contracts
Ongoing Compliance Assessments
Audit-Ready Files and Record-keeping
Payments
Payments Network
- Reliant on third-party payment provider
Financial Compliance
- Licensed payment infrastructure
- Compliance and KYC monitoring
Complete Payment Visibility
Fully Embedded Payroll-to-Payment Automation
Payer’s Details on Proof of Payments
- Third-party payment provider
Processing Time
- 1-7 days business days
Technology
Integrations
- NetSuite
- Xero
- Intuit Quickbooks
- Bamboo HR
- Workday
- HiBob
- Expensify
- Roots
- Workable
- API & CSV
Data & Analytics
- Limited customized reports and dashboards
Payroll Data Accuracy
- Potential conflict of interest in self-auditing
Automated Data Validation
Automated Worker Onboarding
Automated JE Reconciliation via API Integration (Built for NetSuite)
JE File Creation
Security & Compliance
Security Standards Certifications
- GDPR
- SOC2 Type II
- ISO 27001
Additional Services
Country Knowledge Hub
- Hiring guides limited to countries of operation
Center of Excellence
- Professional services available for an added cost
Benefits, Immigration & Misc
- Standard benefits and perks; providers cannot be replaced
- ESOP
- Visa support
- Equipment rentals
- WeWork passes
Pricing
Payroll
- Not disclosed
EOR
- From $599/month per employee
- $ 500 termination fee
Contractors Management
- From $49/month per contractor
Agent of Record (AOR)
- Not disclosed
- Price includes monthly fee and a one-month security deposit
Payments
- From $5 per transaction, through 3rd party payment providers
How does Papaya Global's compliance approach compare to Deel's?
Time and again, Deel’s compliance standards have come under fire, starting with their own workforce practices:
- Deel has been investigated for ‘brazen employment misclassification’ of their employees
- Allegations of questionable classification guidance, exposing clients to regulatory risks
These concerns are further compounded by serious payment compliance issues:
- Processed payments for a prop trading firm accused of a Ponzi scheme, raising KYC concerns
At Papaya, we understand that strong compliance is key to protecting global operations:
As a fully licensed financial service provider partnered with tier-1 banks, we maintain five active money service licenses across key jurisdictions, enabling us to legally hold and transfer funds. We conduct bank-level KYC and AML protocols to safeguard every transaction. Our employment compliance framework combines the expertise of in-house legal, HR, and payroll specialists alongside a carefully curated network of boots-on-the ground experts with an average of 30 years of experience.
Which EOR model is best for my business?
The EOR offer for your global workforce can follow one of two models: trusted independent ICPs (in-country local partners) or company owned EOR entities.
Papaya adopts the first model, having a world-class network of ICPs that provide compliant onboarding and management of employees through EOR services. This means that Papaya is independent to audit its ICPs, adding one more layer of security to EOR operations. In addition, in case where you already work with ICPs you trust, you don’t need to replace them – you can keep working with your trusted ICP and manage your global payroll with Papaya.
The second model, which is adopted by Deel, creates a conflict of interest that works against your interests as a customer. Because the EOR is directly owned by Deel, it cannot independently audit the EOR and prevent mistakes in the process. Likewise, if there is a dispute between you and one EOR, there is no neutral third party to arbitrate it.
Can I get expert support and guidance on global HR-related issues such as salary benchmarks or benefits management?
Papaya has a strong support system, including a dedicated customer support manager, a legal team to an in-house Center of Excellence with experts from compensation and benefits, equity, and immigration, and more. All resources are part of our core offering to our clients.
Deel does not offer permanent customer success managers to help guide you through the maze of global employment. You might be able to get support online but not with a dedicated manager who knows your company and its needs, limiting how effectively they can guide your expansion journey.
How is the pricing structure? Is it all-inclusive?
Papaya’s pricing is fixed. No additional costs. Nothing is hidden. Everything is clear and transparent from the onset.
Deel’s pricing structure is composed of a quoted price that covers costs per employee per month for using Deel’s services. Additional services, such as Visas, treasury, background checks, equipment rental, workspaces, optional health insurance, etc. are charged separately. Some fees are only disclosed through the use of specific services (i.e. payment processing fees) and are not easily identifiable beforehand.
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Papaya’s global payroll technology thinks about everything. So you can focus on what matters--your business.