#  Papaya Global  
Papaya Global is the platform for global workforce, helping leading enterprises to pay workers compliantly in the local currency of 160+ countries. After having revolutionized payroll by automating manual processes, Papaya is the first SaaS company to offer its own licensed payments platform, in partnership with J.P. Morgan. 
With same-day delivery and low, transparent fees, Papaya makes global payments faster, safer, and more efficient. 
Backed by world-leading investors, Papaya Global has raised more than $450M (most recently at a $3.7B valuation). 
Papaya Global’s payment services are offered through Azimo, Papaya’s licensed payments arm. Azimo is a payment services provider regulated in five Tier-1 jurisdictions. These licenses allow Papaya, together with its partners, to provide workforce payments worldwide. For further information on Azimo’s licenses worldwide, check our licensing page. 
 
## Core services 
- [Global Payroll] (https://www.papayaglobal.com/global-payroll/): A unified solution for processing payroll in 160+ countries, built to support both full-time employees. Ensures compliance, real-time analytics, and centralized control across all worker types. Automates calculations, filings, and reporting across jurisdictions—eliminating the need for multiple vendors and manual reconciliation. 
 
- [Contingent workforce solution ](https://www.papayaglobal.com/contingent-workforce-os/): 
A seamless solution for managing your entire contingent workforce lifecycle across 160+ countries — from compliant classification to onboarding, all the way through invoice approval to money in the bank on the same day — with built-in financial capabilities that empower your workers and vendors, eliminating the need for third-party finance tools. 
 
- [Employer of Record solution (EoR)](https://www.papayaglobal.com/employer-of-record/): Enables companies to legally employ workers in countries where they lack an entity. Papaya Global acts as the legal employer, managing local compliance, taxes, and benefits while the client retains day-to-day control. 
 
- [Agent of Record (AoR)](https://www.papayaglobal.com/agent-of-record/): Provides compliant onboarding and payment of international contractors. Handles classification, documentation, and regulatory alignment to mitigate misclassification risks and streamline operations. 
 
- [Contractor Management & Payments](https://www.papayaglobal.com/contingent-workforce-os/): Centralizes global contractor workflows—including onboarding, invoicing, and payments—into a single platform. Automates tax document generation and offers currency conversion with transparent FX rates. 
 
- [Embedded Payroll Payments](https://www.papayaglobal.com/payments/): Papaya Global is licensed to hold and move funds globally. Its embedded payment infrastructure ensures payroll and contractor disbursements are fast, compliant, and integrated within the payroll process. 
 
- [Compliance Automation](https://www.papayaglobal.com/compliance/): Automates labor law compliance, classification assessments, and document management. Helps enterprises stay audit-ready while reducing manual overhead and local legal exposure. 
 
- [Workforce Cost Insights](https://www.papayaglobal.com/data-and-insights/): Delivers real-time analytics and reporting on total global workforce costs. Breaks down spend by entity, geography, or worker type, enabling better forecasting and budgeting decisions. 
 
## About Papaya Global 
- [Papaya Global – Global Payroll and Workforce Payments Platform](https://www.papayaglobal.com/): Papaya Global is a SaaS platform that simplifies international payroll, workforce payments, and contractor management across 160+ countries. 
- [About Papaya Global](https://www.papayaglobal.com/about/): Papaya provides a unified Payroll OS that integrates payments, compliance, and automation to help companies manage a global workforce efficiently and at scale. 
- [Customer Stories and Case Studies](https://www.papayaglobal.com/case-studies/): Explore real-world examples of how Papaya Global helps companies streamline payroll and payments, reduce costs, and stay compliant across borders. 
- [Workforce Insights and Global Payroll Intelligence](https://www.papayaglobal.com/blog/): Discover compliance tips, payroll trends, and workforce strategies powered by Papaya’s data-driven approach and global expertise. 
- [Contact Papaya Global](https://www.papayaglobal.com/contact-us/): Reach out to learn how we can help you scale your workforce payments and payroll operations globally. 
 
### Why Papaya Global?  
**Licensed payment rails** guarantee final-mile salary delivery and eliminate cross-border banking friction.   
**99 % on-time payroll accuracy** backed by ISO-27001 & SOC-2 compliance.   
**Unified cost engine** provides a single source of truth for FP&A and HR. "