Payments Coverage

Global payments
coverage

Papaya’s payments platform supports pay outs to employees, contractors, gig workers, local tax authorities, and more, in the local currency of 160+ countries.

You can fund your digital wallets in 15 available currencies for global payments: 
USD; GBP; EUR; CAD; AUD; NZD; SGD; HKD; AED; CHF; SEK; DKK; PLN; CZK, INR. 

Country coverage

Where do you want to pay?

Select the countries you wish to pay your workers:​
    Technology for payments

    Technology designed for global payroll payments

    Deliver fast and accurate payments to your global employees, contractors, freelancers, tax authorities and more, all in one platform. 

    operational costs

    Optimize
    operational costs

    Reduce time and resources spent on managing multiple bank accounts and dealing with manual inputs with our automated, end-to-end solution.

    130

    pay out currencies

    95%

    same-day payments

    $34bn

    under management

    Power your global payments

    Learn how to pay your global workforce from any country

    Hong Kong: 160+ markets access
    Reach 160+ markets through secure banking networks while funding in HKD from your Hong Kong business.
    Read more
    Pay global teams from Canada
    Fund in CAD from your Canadian business for same-day worldwide payments.
    Read more
    USA/EURO/POUND
    PaymentsPedia: global insights hub
    Your comprehensive resource for global payment insights, featuring detailed country guides, regulatory updates, and compliance requirements.
    Read more

    FAQs

    What types of payments can I process through Papaya?

    We support the full range of workforce payments including salaries, contractor payments, authority payments such as social security, and workforce-related vendor payments like benefits – all processed in compliance with local regulatory requirements. Explore payment capabilities for each country under “Where do you want to pay”.

    What’s the difference between INSTANT, LOCAL and SWIFT payment types?

    Instant payments enable immediate settlement through real-time banking infrastructure. LOCAL payments utilize domestic banking networks and payment rails while SWIFT payments leverage the international banking network for broader reach. 

    What does the settlement speed indicator (RTP, T, T+1) mean?

    Settlement speed indicators show when funds are available to recipients. RTP (Real-Time Payments) enables instant processing and settlement within minutes, T represents same-day settlement, while T+1 indicates funds will be available the next business day. 

    What banking infrastructure does Papaya Global use?

    We leverage top-tier banking partners including J.P. Morgan and Citibank, ensuring enterprise-grade security and reliability for all your global payments

    What currencies does Papaya Global support?

    We support pay-in in 15 major currencies (USD; GBP; EUR; CAD; AUD; NZD; SGD; HKD; AED; CHF; SEK; DKK; PLN; CZK, INR) and payouts in 130+ currencies. Fund your payments in your preferred currency while we handle the conversion and settlement in your recipients’ local currencies at competitive exchange rates.

    Explore payouts in local currencies for each country under “Where do you want to pay”.

    In addition, Papaya supports payments in major currencies (USD, EUR, JPY, GBP, AUD, CAD, CHF, SGD) and a wide range of other currencies—including ARS, MXN, ILS, CZK, PLN, and more— in any country within the SWIFT network.

    How does Papaya Global ensure successful payments across different regions?

    iconOur platform automatically routes payments through the most efficient and secure payment rails, leveraging local banking partnerships and international networks to optimize for speed, cost, and reliability in each jurisdiction.