AI-Backed Onboarding
AOR by the Numbers
2 h
Average contractor onboarding time
99 %
Compliance accuracy rate
70 %
Reduction in administrative time
Operational Efficiency at Scale
Transforming manual, fragmented processes into a seamless, global experience. Contractors onboard themselves through an AI-powered flow that instantly validates documents, eliminating back-and-forth and delays. Invoices are automatically routed for approval and processed through Papaya’s unified platform, connecting invoice management, payments, and compliance in one place. With Papaya’s global wallet infrastructure, funds flow efficiently and securely to contractors and employees anywhere in the world. The result: complete visibility and control over the entire invoice-to-payment lifecycle, all from a single, intelligent solution.
Locally compliant
engagements &
contracts
Contractor invoice
upload & approval
workflow
AI-driven classification
& continuous monitoring
Tier-1 banking
infrastructure
(J.P. Morgan, Citi)
Global payments in
130 + countries
End-to-end compliance
VMS integrations
Real-time analytics & spend visibility
Hire internationally without the hassle
Papaya helps you hire the best people in over 160+ jurisdictions without the hassle and costs of creating a local entity.
What is an Agent of Record (AOR)?
An Agent of Record (AOR) is a service through which businesses can hire and manage independent contractors while ensuring the strictest adherence to legal and regulatory requirements.
An AOR service provides guidance on compliance with labor laws and tax regulations, as well as services to verify worker classification, streamline onboarding processes, manage payment processing, mitigate risks associated with contractor relationships, and maintain comprehensive records for auditing purposes.
What’s the difference between EOR and AOR?
An Employer of Record is a solution designed for businesses that are looking to hire a full-time employee in a country in which they don’t have a legal entity.
An Agent of Record is a solution designed for businesses that are looking to hire an independent contractor while mitigating misclassification risks and guaranteeing strict adherence to local laws.
Why should I hire through an AOR?
An AOR brings expertise in navigating the complex landscape of labor laws, tax regulations, and compliance requirements in each country, safeguarding your company from potential liabilities and reducing the risk of legal complications and misclassification issues.
Additionally, an AOR streamlines contractor management, handling documentation and verification, payment processing, and record-keeping, thereby alleviating the administrative burden on your end.
